Terms & Conditions

Agreement

By using this site you agree to these terms. If you don't agree, please don't use the site.

What this site is

This site provides general educational information about taxes and retirement planning, offers free tools, and lets you apply for and schedule a strategy session. Using it does not create a professional, advisory, or fiduciary relationship.

No advice

Nothing here is tax, legal, investment, or financial advice. See our full disclaimer.

No guarantees

We make no promise of any particular result, tax saving, or financial outcome. [If the offer includes any specific promise or money-back/"identified savings" guarantee, mirror its exact terms here once finalized.]

Applications and scheduling

Submitting an application or booking a call does not guarantee we will contact you or agree to work with you. We may decline any application for any reason. Information you give us must be accurate.

Calls and text messages

By giving us your phone number you consent to receive calls and text messages (including automated) about your inquiry, as described in our Privacy Policy. Message and data rates may apply; reply STOP to opt out of texts at any time.

Intellectual property

All content on this site is owned by Gavin Larnard and may not be reproduced without permission.

Limitation of liability

[Attorney to draft an appropriate limitation-of-liability and indemnification clause.]

Governing law

These terms are governed by the laws of [state], without regard to conflict-of-law rules.

Contact

Gavin Larnard
[Mailing address]
[Contact email]